Home Insurance Costs with Deductible Scenarios in Alachua County, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Alachua County, FL	$167000	$987	$1,359
Archer, FL	$143000	$982	$1,351
Waldo, FL	$122800	$628	$865
Hawthorne, FL	$115000	$601	$827
Alachua County, FL	$167000	$987	$1,359
Micanopy, FL	$210600	$1302	$1,792
La Crosse, FL	$112500	$834	$1,147
Brooker, FL	$74200	$647	$890
Newberry-Archer, FL	$200600	$1005	$1,382
Hampton, FL	$125600	$638	$878

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Impact of Coverage Amount on Home Insurance Cost In Alachua County, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$895
$200,000	$2,614
$300,000	$3,198
$400,000	$4,012
$500,000	$5,135
$750,000 to $1000,000	$5,938
Above $1000,000	$7,021

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Alachua County, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Alachua County, FL Average Home Insurance Cost	$1,375.2
State Average Home Insurance Cost	$1,605
Difference Vs national Average	151.2

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Top Homeowners Insurance Companies in Alachua County, FL

Insurance Provider	Average Homeowners Insurance Cost($)
Universal Property & Casualty Insurance Company	$1,487
Castle Key	$1,351
ASI Preferred	$1,333
Allstate	$1,278

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Alachua County, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-193	1183
One Claim	+124	1499
Two Claims	+165	1540

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