Home Insurance Costs with Deductible Scenarios in Bay County, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Bay County, FL	$166400	$985	$1,355
Lynn Haven, FL	$175500	$712	$980
Laguna Beach, FL	$204000	$1272	$1,750
Bay County, FL	$166400	$985	$1,355
Lower Grand Lagoon, FL	$187900	$1196	$1,646
Mexico Beach, FL	$213400	$717	$986
Callaway, FL	$145800	$708	$974
Southport, FL	$145000	$704	$969
Parker, FL	$128900	$913	$1,257
Youngstown, FL	$77100	$555	$764

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Impact of Coverage Amount on Home Insurance Cost In Bay County, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$833
$200,000	$2,342
$300,000	$3,399
$400,000	$4,058
$500,000	$5,194
$750,000 to $1000,000	$6,006
Above $1000,000	$7,102

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Bay County, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Bay County, FL Average Home Insurance Cost	$1,371.6
State Average Home Insurance Cost	$1,605
Difference Vs national Average	147.6

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Top Homeowners Insurance Companies in Bay County, FL

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$2,287
Progressive	$1,299
Allstate	$1,278
State Farm	$740

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Bay County, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-192	1180
One Claim	+96	1468
Two Claims	+165	1536

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