Home Insurance Costs with Deductible Scenarios in Fort Walton Beach, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Fort Walton Beach, FL	$198900	$1011	$1,391
Niceville, FL	$211800	$713	$981
Cinco Bayou, FL	$235700	$1419	$1,952
Niceville-Valparaiso, FL	$262300	$1078	$1,483
Okaloosa County, FL	$198700	$1010	$1,390
Shalimar, FL	$267900	$1565	$2,153
Wright, FL	$160100	$757	$1,041
Ocean City, FL	$164000	$693	$953
Miramar Beach, FL	$355300	$674	$927
Valparaiso, FL	$203500	$692	$952

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Impact of Coverage Amount on Home Insurance Cost In Fort Walton Beach, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$602
$200,000	$2,087
$300,000	$2,825
$400,000	$3,595
$500,000	$4,602
$750,000 to $1000,000	$5,321
Above $1000,000	$6,291

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Fort Walton Beach, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Fort Walton Beach, FL Average Home Insurance Cost	$1,407.78
State Average Home Insurance Cost	$1,605
Difference Vs national Average	183.78

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Top Homeowners Insurance Companies in Fort Walton Beach, FL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$3,324
Tower hill	$1,358
Progressive	$1,299
Security First	$535

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Fort Walton Beach, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-197	1211
One Claim	+70	1478
Two Claims	+197	1605

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