Home Insurance Costs with Deductible Scenarios in Gainesville, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Gainesville, FL	$163900	$974	$1,340
Alachua, FL	$157700	$748	$1,030
Brooker, FL	$74200	$647	$890
Archer, FL	$143000	$982	$1,351
East Bronson, FL	$77400	$662	$911
Hawthorne, FL	$115000	$601	$827
Reddick-McIntosh, FL	$120000	$870	$1,197
La Crosse, FL	$112500	$834	$1,147
High Springs, FL	$157800	$748	$1,030
Inverness Highlands North, FL	$85800	$704	$968

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Impact of Coverage Amount on Home Insurance Cost In Gainesville, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$746
$200,000	$2,460
$300,000	$3,345
$400,000	$4,030
$500,000	$5,158
$750,000 to $1000,000	$5,964
Above $1000,000	$7,053

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Gainesville, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Gainesville, FL Average Home Insurance Cost	$1,356.3
State Average Home Insurance Cost	$1,605
Difference Vs national Average	132.3

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Top Homeowners Insurance Companies in Gainesville, FL

Insurance Provider	Average Homeowners Insurance Cost($)
Florida Peninsula	$3,218
Castle Key	$1,351
ASI Preferred	$1,333
Allstate	$1,278

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Gainesville, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-163	1194
One Claim	+95	1451
Two Claims	+176	1533

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