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Home Insurance Costs with Deductible Scenarios in Gainesville, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Gainesville, FL $163900 $974 $1,340
Alachua, FL $157700 $748 $1,030
Brooker, FL $74200 $647 $890
Archer, FL $143000 $982 $1,351
East Bronson, FL $77400 $662 $911
Hawthorne, FL $115000 $601 $827
Reddick-McIntosh, FL $120000 $870 $1,197
La Crosse, FL $112500 $834 $1,147
High Springs, FL $157800 $748 $1,030
Inverness Highlands North, FL $85800 $704 $968

Impact of Coverage Amount on Home Insurance Cost In Gainesville, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $746
$200,000 $2,460
$300,000 $3,345
$400,000 $4,030
$500,000 $5,158
$750,000 to $1000,000 $5,964
Above $1000,000 $7,053


Gainesville, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Gainesville, FL Average Home Insurance Cost$1,356.3
State Average Home Insurance Cost$1,605
Difference Vs national Average132.3

Top Homeowners Insurance Companies in Gainesville, FL

Insurance Provider Average Homeowners Insurance Cost($)
Florida Peninsula $3,218
Castle Key $1,351
ASI Preferred $1,333
Allstate $1,278

Gainesville, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -163 1194
One Claim +95 1451
Two Claims +176 1533