Home Insurance Costs with Deductible Scenarios in Lake City, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Lake City, FL	$120900	$813	$1,119
White Springs, FL	$79500	$673	$926
North Columbia, FL	$65900	$606	$834
Worthington Springs, FL	$89000	$719	$990
Watertown, FL	$98300	$765	$1,052
Union County, FL	$89000	$604	$832
Branford, FL	$89000	$604	$832
Lake City, FL	$120900	$813	$1,119
McAlpin-Wellborn, FL	$117800	$859	$1,183
Fort White, FL	$94600	$627	$863

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Impact of Coverage Amount on Home Insurance Cost In Lake City, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,076
$200,000	$2,751
$300,000	$3,710
$400,000	$4,588
$500,000	$5,873
$750,000 to $1000,000	$6,790
Above $1000,000	$8,029

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Lake City, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Lake City, FL Average Home Insurance Cost	$1,132.74
State Average Home Insurance Cost	$1,605
Difference Vs national Average	-91.26

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Top Homeowners Insurance Companies in Lake City, FL

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$2,287
Federal	$1,482
ASI Preferred	$1,333
Progressive	$1,299

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Lake City, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-159	974
One Claim	+102	1235
Two Claims	+147	1280

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