Home Insurance Costs with Deductible Scenarios in Okaloosa County, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Okaloosa County, FL	$198700	$1010	$1,390
Niceville-Valparaiso, FL	$262300	$1078	$1,483
Okaloosa County, FL	$198700	$1010	$1,390
Mary Esther, FL	$164600	$1086	$1,494
Shalimar, FL	$267900	$1565	$2,153
Baker, FL	$170600	$697	$959
Niceville, FL	$211800	$713	$981
Valparaiso, FL	$203500	$692	$952
Harold, FL	$113400	$838	$1,153
Crestview, FL	$172700	$1011	$1,392

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Impact of Coverage Amount on Home Insurance Cost In Okaloosa County, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$610
$200,000	$2,042
$300,000	$2,723
$400,000	$3,405
$500,000	$4,358
$750,000 to $1000,000	$5,039
Above $1000,000	$5,959

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Okaloosa County, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Okaloosa County, FL Average Home Insurance Cost	$1,406.97
State Average Home Insurance Cost	$1,605
Difference Vs national Average	182.97

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Top Homeowners Insurance Companies in Okaloosa County, FL

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$2,287
Castle Key	$1,351
chubb	$1,272
State Farm	$740

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Okaloosa County, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-197	1210
One Claim	+98	1505
Two Claims	+197	1604

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