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Home Insurance Costs with Deductible Scenarios in Palm Coast, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Palm Coast, FL $181400 $1049 $1,443
Ormond Beach, FL $149000 $909 $1,251
Butler Beach, FL $293900 $862 $1,186
Palm Coast, FL $181400 $1049 $1,443
St. Augustine Shores, FL $174700 $710 $977
Crescent Beach, FL $401900 $2117 $2,914
Flagler Estates, FL $77700 $664 $914
Bunnell, FL $171400 $1006 $1,384
Beverly Beach, FL $130100 $919 $1,265
Hastings, FL $112800 $594 $817

Impact of Coverage Amount on Home Insurance Cost In Palm Coast, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $654
$200,000 $2,533
$300,000 $3,253
$400,000 $3,898
$500,000 $4,989
$750,000 to $1000,000 $5,769
Above $1000,000 $6,822


Palm Coast, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Palm Coast, FL Average Home Insurance Cost$1,460.7
State Average Home Insurance Cost$1,605
Difference Vs national Average236.7

Top Homeowners Insurance Companies in Palm Coast, FL

Insurance Provider Average Homeowners Insurance Cost($)
Florida Peninsula $3,218
Universal Property & Casualty Insurance Company $1,487
Federal $1,482
State Farm $740

Palm Coast, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -175 1285
One Claim +117 1578
Two Claims +175 1636