Top 5 Home Insurance Companies in Palm Coast, FL
Check out the most popular Home Insurance agencies & companies in Palm Coast, FL & compare the best quotes from them.
Homeowners Insurance in Palm Coast, FL
The average cost of homeowners insurance in Palm Coast, FL, is $1460.7. You spend all your life accumulating wealth and saving money. When you finally buy a house, you want to make sure that you keep it safe and secure from any unforeseen loss or damage. Home insurance can save you from the financial burden that gets forced upon you if any misfortune happens to your home and assets.
Compare quotes & shop for insurance policies offered by the best home insurance companies in Palm Coast, FL. Opt for a homeowners insurance policy covering your needs and requirements. The cost of the home insurance in Palm Coast, FL, may differ from city to city. It depends on other factors, which are explained in detail below.
Factors affecting home insurance in Palm Coast, FL:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by the age of the home
4. Homeowners insurance rates by the safety features
Homeowners insurance in Palm Coast, FL - Rates by coverage level
Coverage generally includes damage from fires, lightning and hail, windstorms and earthquakes, riots or civil disturbances, explosions, theft, and vandalism. There are different types of policies with varying levels of coverage, so you can find one to protect whatever is most important. For example, homeowners opting for $100K coverage pay $654 on home insurance in Palm Coast, FL.
Refer to the chart below to know the cost of home insurance in Palm Coast, FL, based on the coverage level.
Homeowners insurance in Palm Coast, FL - Rates by deductibles
Home insurance deductibles are the amount you pay out of pocket towards a claim. Deductibles in homeowners insurance can vary from $500 to $5,000 or more. It depends on the policy and the location of your home. For example, homeowners who opted for a deductible of $2000 pay $1116 towards their home insurance in Palm Coast, FL. Homeowners who opted for a deductible of 500 pay $1444 towards their home insurance in Palm Coast, FL.
Homeowners insurance in Palm Coast, FL - Rates by the age of the home
An aging home is likely to have several items needing repair, particularly systems like plumbing and electrical. But the older your home gets, the less likely you are to afford repairs on your own. Home insurance helps you handle those inevitable disasters, providing financing so that you can continue living in your home. But, insurance providers charge high home insurance rates for older homes compared to newly built homes. For example, houses that are 40 years old pay a premium of $1499 in Palm Coast, FL, whereas newly built homes pay $1140 on homeowners insurance in Palm Coast, FL.
Homeowners insurance in Palm Coast, FL - Rates by the safety features
Most home insurance companies offer exclusive discounts if you install a monitored home burglar alarm. Your alarm company will notify the police if someone breaks into your home, which could save any damage to your home caused by an intruder. Other safety features like deadbolts, sprinkler systems, smoke detectors can get you discounts on homeowners insurance in Palm Coast, FL. For example, homes equipped with deadbolts and smoke detectors pay $1301 and $1271, respectively, on homeowners insurance in Palm Coast, FL.
Top Home Insurance Companies in Palm Coast, FL
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| Erie | A+ | 7.02% |
| State Farm | A | 6.9% |
| Allstate | A+ | 4.9% |
| Liberty Mutual | A | 3.2% |
| Travelers | A++ | 3.1% |
Top Liberty Mutual Home Insurance Agents in Palm Coast, FL
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Jeffrey Center | 298 S NOVA RD SUITE F 32174 |
386-672-2827 | |
| Jeffrey Creech Lutcf | 500 NEW YORK AVE E 32724 |
386-734-9642 | |
| Jeffrey Burchman | 1326 S RIDGEWOOD AVE STE 4 32114 |
386-898-0600 | |
| Jeffrey Cole | 763 W GRANADA BLVD STE B 32174 |
386-673-5550 | |
| Tara Brown | 101 2Nd Street Suite 202 32609 |
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| Mark Truelove | 1023 State Road 20 32148 |
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| Christine Hewlett Lutcf | 800 Belle Terre Pkwy Ste 114 32164-2315 |
386-437-7117 | |
| Lloyd Louchez | 605 SR 13 STE 102 32259 |
866-334-9114 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Jane Phillips | 400 N. Ponce De Leon Blvd St.\u00a0Augustine 32084 |
(904) 687-2766 | |
| Anna Santa Ana | 12058 San Jose Blvd Ste 302 32223-8669 |
904-268-5522 | |
| Gary Anderson | 405 East Moody Boulevard www.garyandersoninsurance.com 32110 |
(386) 437-3392 | |
| Orville Dennis | 1300 S WOODLAWN BLVD www.orvilledennis.com 32720 |
(386) 736-6444 | |
| Steve Wilson | 120 N Woodland Blvd www.stevewilsonagency.com 32720 |
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| Don O'Neil | 2851 County Road 210 W Ste 113 www.oneilinsurance.net 32259 |
(904) 217-8430 | |
| Travis L. Trice | 172 State Road 312 32086 |
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| Doug Stokes | 1790-1 State Rd 13 32259 |
(904) 230-5505 | |
| Ferlincia Patterson | 12276 San Jose Blvd Ste 603 www.fpatterson.net 32223 |
(904) 292-0102 | |
| Jeffrey Conley | 555 GRANADA BLVD W STE H5 www.conleyagency.com 32174 |
386-677-8800 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Eber & Associates Inc | 9700 Philips Hwy 32256 |
(904) 538-9440 | |
| Lonnie Bryant Insurance Services | 14985-117 OLD ST AUGUSTINE RD 32258 |
888-254-5014 | |
| Long Insurance Services | 400 N PONCE DE LEON BLVD www.long-insurance.com 32084 |
904-829-2201 | |
| The Burke Insurance Agency Inc | 838 E New York Ave 32724 |
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| Thomas Ward Insurance Group | 4711 Us Hwy 17 S Ste 3 Orange\u00a0Park www.twinsurance.com 32003 |
Email:Info@Twinsurance.com |
|
| Accu Insurance Agency Llc | 3154 N Wdlnd Blvd 32720-1103 |
386-736-1554 | |
| Wamplers Insurance Agency Inc | 159 Hampton Point Drive Suite 1 32092 |
(904) 385-4311 Email:office@wamplersinsurance.com |
|
| Hitson Insurance | 3200 E MOODY BLVD 32110 |
386-437-7767 | |
| Centerville Insurance Agency Inc. | 11362 San Jose Blvd Ste 19 32223-7203 |
904-880-9060 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Brooke Brolo | 9475 Philips Hwy Ste 15 32256-1346 |
904-900-1727 | |
| Paul Dasso | 400 N PONCE DE LEON BLVD 32084 |
904-829-2201 | |
| Ed Andrews | 559 W Twincourt Trl Unit 605 32095 |
(904) 201-8090 | |
| Jeffrey Biernat | 3731 NOVA RD S 32129 |
386-767-3161 | |
| Jeffrey Bernetich | 1525 HERBERT ST STE 106 32129 |
386-767-0147 | |
| Alberto Daniels | 1835 S Ridgewood Ave 32119-2236 |
386-761-3031 | |
| Bradley Kerley | 2802 Howland Blvd 32725-9619 |
386-789-7810 | |
| Shari Melton | 201 N Woodland Blvd 32720 |
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| Ted Gasparino | 115 Solana Rd Suite B 32082 |
(904) 543-6520 | |
| Jeffrey Burke | 2525 INTN' L SPEEDWAY BLVD 32114 |
800-891-4222 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Hixon Insurance Agency Inc | 3 CYPRESS BRANCH WAY ST 101 www.hixonco.com 32164 |
386-447-4448 Email:bill@hixonco.com |
|
| Chicago Insurance Professionals | 745 Dunlawton Ave 32127 |
386-761-1860 | |
| Long Insurance Management | 93A ORANGE ST www.longinsurancemanagement.com 32084 |
904-826-4443 | |
| American Accord Insurance | 3791 A1A S Ste A www.americanaccord.com 32080-9704 |
904-461-5400 | |
| Long Insurance Group | 212 SAN MARCO AVE STE D www.longinsurancegroup.com 32084 |
904-824-7283 Email:longinsurance@longinsurancegroup.com |
|
| Fagan Insurance | 1385 W Granada Blvd Ste 2 32174 |
(386) 677-4773 Email:lfagan@gcecisp.com |
|
| Figg & Sons Ins Agcy Inc | 4420 US 1 S Ste 1 32086 |
(904) 824-6555 | |
| Associated Ny Insurance Agencies Inc | 975 W Wisconsin Ave 32720-3963 |
386-738-4805 Email:lacona@aia-ins.com |
|
| American Allied | 1629 Race Track Rd Ste 104 www.americanallied.com 32259-6299 |
904-287-1523 | |
| Lappan Agency Inc | 100 CORRIDOR ROAD SOUTH SUITE 250 32082 |
904-285-2464 |
| State Farm | Erie | Travelers | |
| Median Home Value ($) | 173,260 | 173,260 | 163,260 |
| Construction year | 1994 | 2002 | 2009 |
| Home Coverage ($) | $200000-$250000 | $250000-$300000 | $150000-$175000 |
| Total Premium ($) | $3847 | $5555 | $2925 |
Palm Coast, FL Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Liberty Mutual | upto 17% |
| Erie | upto 22% |
| Allstate | upto 24% |
| Travelers | upto 11% |