Home Insurance Costs with Deductible Scenarios in Panama City, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Panama City, FL	$152900	$926	$1,274
Lower Grand Lagoon, FL	$187900	$1196	$1,646
Callaway, FL	$145800	$708	$974
Lynn Haven, FL	$175500	$712	$980
Upper Grand Lagoon, FL	$220800	$736	$1,012
Youngstown, FL	$77100	$555	$764
Southport, FL	$145000	$704	$969
Panama City, FL	$152900	$926	$1,274
Springfield, FL	$105500	$569	$783
Cedar Grove, FL	$82900	$689	$948

---

Impact of Coverage Amount on Home Insurance Cost In Panama City, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$776
$200,000	$2,434
$300,000	$3,328
$400,000	$4,132
$500,000	$5,289
$750,000 to $1000,000	$6,115
Above $1000,000	$7,231

---

---

Panama City, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Panama City, FL Average Home Insurance Cost	$1,289.7
State Average Home Insurance Cost	$1,605
Difference Vs national Average	65.7

---

Top Homeowners Insurance Companies in Panama City, FL

Insurance Provider	Average Homeowners Insurance Cost($)
Federal	$1,482
Tower hill	$1,358
Castle Key	$1,351
Allstate	$1,278

---

Panama City, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-181	1109
One Claim	+103	1393
Two Claims	+181	1470

---