Home Insurance Costs with Deductible Scenarios in Pensacola, FL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Pensacola, FL	$118600	$803	$1,105
Woodlawn Beach, FL	$261400	$1535	$2,112
Pensacola, FL	$118600	$803	$1,105
Pea Ridge, FL	$115300	$847	$1,166
Orange Beach, AL	$256600	$727	$1,000
Avalon, FL	$120600	$873	$1,201
Myrtle Grove, FL	$101200	$654	$900
Oriole Beach, FL	$207300	$1287	$1,771
Gonzalez, FL	$159200	$753	$1,037
Perdido Beach, AL	$162500	$938	$1,291

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Impact of Coverage Amount on Home Insurance Cost In Pensacola, FL

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,085
$200,000	$2,973
$300,000	$3,621
$400,000	$4,529
$500,000	$5,797
$750,000 to $1000,000	$6,703
Above $1000,000	$7,926

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Pensacola, FL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Pensacola, FL Average Home Insurance Cost	$1,118.79
State Average Home Insurance Cost	$1,605
Difference Vs national Average	-105.21

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Top Homeowners Insurance Companies in Pensacola, FL

Insurance Provider	Average Homeowners Insurance Cost($)
Castle Key	$1,351
ASI Preferred	$1,333
chubb	$1,272
State Farm	$740

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Pensacola, FL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-134	985
One Claim	+56	1175
Two Claims	+157	1275

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