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Home Insurance Costs with Deductible Scenarios in Santa Rosa County, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Santa Rosa County, FL $170500 $1002 $1,379
Allentown, FL $172700 $1124 $1,546
Harold, FL $113400 $838 $1,153
Avalon-Mulat, FL $165400 $1089 $1,499
Wallace, FL $260500 $1531 $2,107
Jay, FL $114000 $841 $1,157
Avalon, FL $120600 $873 $1,201
Bagdad, FL $127700 $645 $888
Laurel Hill, FL $129600 $917 $1,262
Woodlawn Beach, FL $261400 $1535 $2,112

Impact of Coverage Amount on Home Insurance Cost In Santa Rosa County, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $763
$200,000 $2,422
$300,000 $3,318
$400,000 $4,120
$500,000 $5,274
$750,000 to $1000,000 $6,098
Above $1000,000 $7,210


Santa Rosa County, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Santa Rosa County, FL Average Home Insurance Cost$1,395.9
State Average Home Insurance Cost$1,605
Difference Vs national Average171.9

Top Homeowners Insurance Companies in Santa Rosa County, FL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $3,324
Universal Property & Casualty Insurance Company $1,487
Progressive $1,299
State Farm $740

Santa Rosa County, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -181 1214
One Claim +84 1480
Two Claims +181 1577